🌞 August 2025 — Keeping Your Insurance in Step with Life🌞

Staying protected means staying informed. In this month’s newsletter, we’re sharing insurance coverage tips to protect what matters most — from understanding cost sharing and home insurance basics, to a fun look at what’s new with the Engels family as soccer season kicks off at Conestoga High School.

📧 Need Service? Here’s How to Reach Us

First things first, let’s make sure you know the best way to reach us for quick, accurate service.

To serve you faster and more efficiently, please use the following dedicated emails for your requests:

• Service@engelsins.com — for mortgage clause changes, vehicle changes, billing questions, coverage questions, or claim questions
• Certs@engelsins.com — for any certificate of insurance requests

By using these inboxes, your requests go directly to the right team member, which means fewer delays and faster results.

💡 Insurance Basics: Cost Sharing & Home Coverage

At the same time, it’s a good idea to revisit some insurance basics.

Cost Sharing: Policies include deductibles. Choosing higher deductibles can lower your premium, since you’re agreeing to share more of the risk upfront.

Home Insurance & Water Losses: Remember, home insurance is designed for catastrophic events. For example, water damage must be sudden and accidental to be covered (like a burst pipe), not gradual or maintenance-related.

Most importantly, knowing these details helps you use insurance for what it’s truly meant for — protection from big, unexpected events. Want to review how your deductible or coverage applies? Email Service@engelsins.com and we’ll walk you through personalized insurance coverage tips to protect what matters most.

⚽ Engels Family Spotlight

August marks the start of soccer season at Conestoga High School. Chris is serving as an assistant coach for the boys’ varsity team, while Betsy is an assistant coach for the girls’ varsity team.

For us, coaching is about more than the game — it’s about giving back to our community, supporting young athletes, and celebrating teamwork and perseverance. Those are the same values we bring to serving our clients every day. We hope to see you at some of the home games. You can find the schedule for the boys here and the schedule for the girls here.

⚡ From the Field to Your Coverage — We’re On Your Team

Just like on the soccer field, success in insurance comes from teamwork, preparation, and showing up when it counts. Whether we’re coaching athletes or helping clients, our goal is the same: to guide, support, and protect.

So whether you need a quick play (like a mortgage clause change), a defensive strategy (like reviewing your coverage), or a full game plan (like exploring new options), you can count on us to be your insurance teammates — always ready with coverage tips to protect what matters most.

From our family to yours, we wish you a season of safety, sunshine, and shared victories.
Chris & Betsy Engels
Engels Insurance Inc.