June 2025 Update – More Than a Policy – A Partner
June 1, 2025Hello from the Engels Insurance Team,
Spring is the perfect time for a fresh start — and that includes making sure your insurance coverage is up to date.
In this month’s newsletter, we’re sharing important trends affecting home and auto insurance, helpful savings tips, and a little family update from the Engels team.
Industry Spotlight: Changes in Home & Auto Insurance
Many customers are seeing shifts in their premiums. Here’s why:
Auto Insurance:
- Inflation, parts shortages, and advanced vehicle technology have increased repair costs.
- Even minor accidents are resulting in higher claim payouts.
Homeowners Insurance:
- Construction and material costs have risen significantly.
- More frequent severe weather events are leading to higher claims.
What You Can Do:
✅ Review your deductibles
✅ Make sure your coverage reflects any recent purchases and/or upgrades
✅ Ask us about available discounts like bundling and safe driver incentives
We’re here to help ensure you have the right protection without overpaying.
Savings Tip of the Month
Adjusting your comprehensive and collision deductibles can lower your premium. Here’s a quick look:
| Deductible (Comprehensive/Collision) | Estimated Premium |
| $1,000 | $1,959 |
| $1,500 | $1,726 |
We’re happy to help you find the right balance for your coverage needs.
Spring Insurance Check-Up
Before the busy summer season kicks off, take a few minutes to review your coverage:
✅ Is your homeowners’ policy storm-ready?
✅ Is your auto policy road trip-ready?
✅ Bought new toys like a boat, motorcycle, golf cart, camper, or ATV? Let’s make sure they’re properly covered.
✅ Made home upgrades or purchased new valuables? Time to update your policy.
A quick check-in now can help avoid surprises later.
Engels Family Spotlight
In April, the Engels family took a wonderful trip to Disney World!
We enjoyed some much-needed family time, made special memories, and returned refreshed and ready to continue protecting the families who trust us. We are proud to be a family-owned agency, and are grateful every day for the opportunity to serve families like yours.
We’re Always Here for You
Whether you have questions, need a policy review, or want to explore new coverage options, we are here and happy to help.
Thank you for trusting Engels Insurance Inc. We look forward to serving you for many more seasons to come!
Happy Spring,
Chris and Betsy Engels